Being in a car accident can be an overwhelming and frightening experience. Between dealing with potential injuries, property damage, and legal procedures, it’s easy to feel lost. Yet, knowing your options after a car accident can help you regain control of the situation and ensure you make informed decisions.
For residents of Houston, seeking guidance from a trusted car accident attorney in Houston, TX can simplify the process, ensuring your rights are protected and that you receive compensation for your losses. This blog will guide you through the steps to take after a crash and explore your legal options. At Big Tex Injury Lawyers, we are dedicated to helping individuals navigate the aftermath of a car accident and obtain the compensation they deserve.
1. Ensure Safety and Seek Medical Attention
Your first priority after a car accident is safety. Pull over to the side of the road (if possible), turn on hazard lights, and check to see if anyone is injured.
If you or anyone involved has sustained injuries, call 911 immediately. Even if injuries seem minor, it’s critical to see a doctor. Some conditions, like whiplash, may not show symptoms immediately but can become severe over time. Plus, having detailed medical records will be essential if you decide to file an insurance claim or pursue legal action with a Houston car accident attorney.
Quick Tip:
Document your injuries by taking photos and keeping copies of all medical bills, prescriptions, and treatment plans. These will serve as key evidence later.
2. Gather Evidence at the Scene
If you’re physically able, collecting evidence from the accident scene can significantly strengthen your case later. Key pieces of evidence include:
- Photos of vehicle damage, road conditions, and any visible injuries.
- Contact information for other drivers, passengers, and witnesses.
- Insurance details from all involved parties.
- Police report information, including the responding officer’s name and badge number.
This documentation can be invaluable when working with attorneys for car accidents, as it helps establish a clear picture of what occurred.
3. Notify Your Insurance Company
Report the crash to your insurance company as soon as possible. Provide them with the details you’ve gathered, but be cautious about providing a recorded statement. Insurance adjusters are trained to minimize payouts, so it’s best to consult with a car accident injury attorney before making any formal statements.
Pro Tip:
Avoid accepting a quick settlement offer from your insurer without consulting an attorney first. Insurers may push for an early settlement before the full extent of your injuries or property damage is known.
4. Determine Fault and Liability
Understanding who is at fault is critical in determining your options moving forward. Texas follows a “modified comparative fault” system, which means you can recover damages as long as you are less than 51% at fault for the accident. However, your compensation will be reduced by the percentage of fault assigned to you.
For example, if you are found to be 20% at fault and your damages total $10,000, you would receive $8,000.
A seasoned Houston car accident attorney can help investigate the circumstances of your accident, gather evidence, and build a case to prove liability in your favor.
5. Explore Your Legal Options
If you sustained injuries, property damage, or both, you might be entitled to compensation. Here are some common legal options to consider:
File an Insurance Claim
Filing a claim with your own insurance or the other driver’s insurance company can help recover compensation for medical expenses, lost wages, and vehicle repairs. However, navigating the claims process can be challenging, which is why having an attorney for car accidents by your side is valuable.
Pursue a Personal Injury Lawsuit
If the insurance company denies your claim or offers an inadequate settlement, filing a personal injury lawsuit may be your best option. A car accident injury attorney can help you seek compensation for a range of damages, including:
- Medical expenses (both current and future)
- Lost income
- Pain and suffering
- Property damage
Seek Help for Wrongful Death Claims
If a loved one tragically lost their life in a car accident, you might be eligible to file a wrongful death claim. This can help cover funeral expenses, loss of companionship, and lost future income. Experienced Houston car accident attorneys can guide you through this emotionally challenging time with care and professionalism.
6. Stay Aware of Legal Deadlines
Texas law imposes a statute of limitations on personal injury claims. Generally, you have two years from the date of the accident to file a lawsuit. Missing this deadline typically means forfeiting your right to compensation.
Acting promptly by contacting a car accident attorney in Houston, TX ensures that all legal deadlines are met and that your case is handled efficiently.
Why Work with a Car Accident Attorney?
If you’re navigating the aftermath of a car accident, partnering with a skilled attorney can make all the difference. Here’s how a Houston car accident attorney can support you:
- Negotiate with Insurance Companies: They ensure you get a fair settlement that covers your needs.
- Handle the Legal Process: From filing paperwork to representing you in court, attorneys take the stress off your shoulders.
- Maximize Compensation: They uncover overlooked damages, ensuring you receive the compensation you deserve.
- Provide Expert Guidance: They offer clarity and advice so you can make educated decisions about your case.
At Big Tex Injury Lawyers, we’re committed to helping accident victims in Houston get the justice they deserve. Our team has the experience and passion to fight for your rights every step of the way.
Take Action Now
Navigating the aftermath of a car accident is never easy, but the right support can make all the difference. If you’re unsure what to do next, don’t wait—contact a trusted car accident attorney in Houston, TX today.
At Big Tex Injury Lawyers, we’re here to guide you through the legal process, protect your rights, and secure the compensation you need to move forward. Schedule your free consultation with our team to discuss your case and explore your options.